Five signs your partner may have credit trouble

Five signs your partner may have credit trouble:

1. His/Her Salary Doesn't Support His/Her Spending.

Lucky you. Your partner is always springing for thoughtful gifts, fancy dinners and last-minute weekend getaways. But take a minute to consider whether his/her lifestyle matches income or if he/she is using plastic to fill the gap.

2. He/She Pays For Everything With Plastic.

Credit cards are accepted more places than ever. But if your partner is paying with credit, especially in places where purchases are small and cash is usually used -- such as coffee shops and taxis -- take note. He/she could be maximizing rewards points, but also could be short on cash; and if it's a credit card commonly associated with poor credit, beware.

3. He/She Uses More Cards Than A Vegas Black Jack Dealer.

The average American carries about four credit cards, but typically only uses about one or two. If your partner seems to have a lot of them and uses a different card on every occasion, it could be a sign he/she is near the limit on many cards.

4. He/She Makes Only the Minimum Payments and Continues To Charge.

It could be a sign that someone has a problem or an irresponsible outlook on spending.

5. He/She Hides His/Her Credit Activity.

Your relationship may have problems if your mate is sending credit-card bills to his/her work address, or if he/she is hiding purchases so you won't know he/she is excessively using the credit cards.

Source: CreditCards.com and Pittsburgh Post-Gazette